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Caring for an aging loved one is a monumental undertaking. Fortunately, there are federal, state and even local government programs that can provide financial assistance, respite care, advocacy and many other forms of support.

  1. Medicare
  2. Supplemental Security Income
  3. The Administration on Aging (AoA)
  4. Department of Veterans Affairs (VA)
  5. The Americans with Disabilities Act National Network
  6. The National Institutes of Health (NIH)
  7. Medicaid
  8. State Long-Term Care Ombudsman Programs

How to Access Government Programs for the Elderly
Access to assistance is as close as your computer or smartphone, and, in most cases, you can apply online. Start by visiting the following two websites that can help determine which of the above programs you and your loved one may be eligible for as well as any others that might be unique to your area.

    This site features a comprehensive Benefit Finder tool that serves as a single access point for information on federal, state and local programs from across different federal agencies. You’ll need to gather all the information you can about your elderly loved one’s health, disability, income, assets, military service, education level and more. When completing the Benefit Finder questionnaire, respond as accurately as possible. After submitting your answers, the site will generate a list of government programs, supplements and services your loved one may qualify for, including application details and eligibility information.
    This non-profit site run by the National Council on Aging will ask many of the same questions as the site above, but this one is developed specifically for seniors. Therefore, it may report additional programs, details and contact information that better fit your situation.

Using these resources, caregivers can gain access to vital information, monetary assistance and services for their aging family members. These programs provide added support that help seniors stay healthy and active longer and reduce caregiver stress.

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Sources: Article from; Medicare Savings Programs (; Find your level of Extra Help (Part D) (